MOMONEYMOFREEWhere the median Australian actually stands
Everyone quotes the average. The average is a lie told by a handful of very rich households. Here's the middle — by age, by city, by paycheck.
median Australian household net worth — and it hides almost everything below it
This week’s 4 charts
tap any chart to preview ↗Net worth by age
Wealth builds slowly, peaks just before retirement at ~$720K, then plateaus.
Source: ABS Survey of Income & Housing + HILDA
Where an $80K salary lands
of Australians
Half of Australians earn under $50K. $80K already clears the ~73rd percentile.
Source: ATO Taxation Statistics + ABS earnings
Median dwelling value, by capital
Same deposit, wildly different walls. Sydney is nearly double Darwin.
Source: Cotality Home Value Index, Jun 2026
The RBA cash rate, reversed
Cut all through 2025 — then slammed back to 4.35% in early 2026.
Source: RBA Cash Rate Target
The 'average' Australian is a statistical ghost. Compare yourself to the median for your age and city — not the headline — and the picture gets a lot fairer, and a lot more useful.
General information only — not financial advice. Figures are drawn from public sources, rounded and illustrative.